{
 "categories": [
  "finance",
  "fintech"
 ],
 "deployment": "saas",
 "evidence": [
  {
   "date": "2026-10-15",
   "fact": "homepage",
   "note": "The homepage presents Debitura as an international debt collection service.",
   "source": "https://www.debitura.com/",
   "tier": "declared"
  },
  {
   "date": "2026-10-15",
   "fact": "vendor",
   "note": "The connector page footer names Debitura LLC at 300 Delaware Ave, Ste 210 #557, Wilmington, DE 19801.",
   "source": "https://www.debitura.com/integration/mcp-server",
   "tier": "declared"
  },
  {
   "date": "2026-10-15",
   "fact": "deployment",
   "note": "The Customer API example calls the hosted host https://customer-api.debitura.com/me.",
   "source": "https://docs.debitura.com/clients/getting-started/authentication",
   "tier": "declared"
  },
  {
   "date": "2026-10-15",
   "fact": "platforms",
   "note": "API keys are generated in the Creditor Portal. The MCP connector page also points at app.debitura.com.",
   "source": "https://docs.debitura.com/clients/getting-started/authentication",
   "tier": "declared"
  },
  {
   "date": "2026-10-15",
   "fact": "license",
   "note": "The connector page describes a commercial collection service with a success fee and no setup or subscription fee on that page.",
   "source": "https://www.debitura.com/integration/mcp-server",
   "tier": "declared"
  },
  {
   "date": "2026-10-15",
   "fact": "status",
   "note": "The API reference index is live and documents Customer, Referral Partner, and Collection Partner APIs.",
   "source": "https://docs.debitura.com/api",
   "tier": "declared"
  },
  {
   "date": "2026-10-15",
   "fact": "modalities.api.exists",
   "note": "The index documents a Customer API at customer-api.debitura.com for creating and managing collection cases.",
   "source": "https://docs.debitura.com/api",
   "tier": "declared"
  },
  {
   "date": "2026-10-15",
   "fact": "modalities.api.kinds[0]",
   "note": "The index presents HTTPS APIs with endpoint documentation, authentication, and webhooks. The Customer API authentication example is an HTTPS request to /me.",
   "source": "https://docs.debitura.com/api",
   "tier": "declared"
  },
  {
   "date": "2026-10-15",
   "fact": "modalities.api.auth[0]",
   "note": "Customer API requests send an API key in the XApiKey header. Keys are created in the Creditor Portal and the page says a key grants access to the endpoints for that client account.",
   "source": "https://docs.debitura.com/clients/getting-started/authentication",
   "tier": "declared"
  },
  {
   "date": "2026-10-15",
   "fact": "modalities.api.coverage",
   "note": "Debitura documents three API segments with separate hosts. This record's assessed surface is the Customer API. Referral and collection-partner APIs are separate, so coverage stays partial.",
   "source": "https://docs.debitura.com/developer-concepts/authentication",
   "tier": "declared"
  },
  {
   "date": "2026-10-15",
   "fact": "modalities.api.docs",
   "note": "Opened the API reference index, which links authentication, environments, webhooks, and idempotency.",
   "source": "https://docs.debitura.com/api",
   "tier": "declared"
  },
  {
   "date": "2026-10-15",
   "fact": "modalities.mcp.first_party",
   "note": "Debitura's connector page documents the hosted MCP server at https://mcp.debitura.com/mcp and API-key authentication in the XApiKey header.",
   "source": "https://www.debitura.com/integration/mcp-server",
   "tier": "declared"
  },
  {
   "date": "2026-10-15",
   "fact": "modalities.mcp.verdict",
   "note": "The debitura/Debitura.MCP README lists 16 tools and says the hosted endpoint is the supported path. GitHub API on 2026-10-15 reported a push on 2026-10-10, MIT, and archived false.",
   "source": "https://github.com/debitura/Debitura.MCP",
   "tier": "declared"
  },
  {
   "date": "2026-10-15",
   "fact": "modalities.mcp.verdict",
   "note": "The official registry returned com.debitura/mcp-server with repository https://github.com/debitura/Debitura.MCP.",
   "source": "https://registry.modelcontextprotocol.io/v0.1/servers?search=debitura&version=latest&limit=5",
   "tier": "scraped"
  },
  {
   "date": "2026-10-15",
   "fact": "modalities.extensibility.webhooks",
   "note": "Debitura documents webhook deliveries signed in the X-Debitura-Signature header as t={timestamp},v1={hmac-sha256}.",
   "source": "https://docs.debitura.com/developer-concepts/webhooks",
   "tier": "declared"
  },
  {
   "date": "2026-10-15",
   "fact": "freshness.watch[0].url",
   "note": "Opened the API reference index on 2026-10-15.",
   "source": "https://docs.debitura.com/api",
   "tier": "declared"
  },
  {
   "date": "2026-10-15",
   "fact": "freshness.watch[1].url",
   "note": "Opened the MCP connector page on 2026-10-15.",
   "source": "https://www.debitura.com/integration/mcp-server",
   "tier": "declared"
  },
  {
   "date": "2026-10-15",
   "fact": "freshness.watch[2].url",
   "note": "Opened the MCP README on 2026-10-15.",
   "source": "https://github.com/debitura/Debitura.MCP",
   "tier": "declared"
  }
 ],
 "freshness": {
  "last_verified": "2026-10-15",
  "volatility": "medium",
  "watch": [
   {
    "type": "docs",
    "url": "https://docs.debitura.com/api"
   },
   {
    "type": "docs",
    "url": "https://www.debitura.com/integration/mcp-server"
   },
   {
    "type": "docs",
    "url": "https://github.com/debitura/Debitura.MCP"
   }
  ]
 },
 "homepage": "https://www.debitura.com/",
 "id": "debitura",
 "license": "commercial",
 "modalities": {
  "agent_docs": {
   "llms_txt": "unknown"
  },
  "api": {
   "auth": [
    "api-key"
   ],
   "coverage": "partial",
   "docs": "https://docs.debitura.com/api",
   "exists": true,
   "kinds": [
    "rest"
   ]
  },
  "cli": {
   "exists": "unknown"
  },
  "computer_use": {
   "issues": [],
   "viability": "unknown"
  },
  "data_access": {
   "export": [],
   "import": []
  },
  "extensibility": {
   "scripting": [],
   "webhooks": true
  },
  "integrations": {
   "make": "unknown",
   "n8n": "unknown",
   "power_automate": "unknown",
   "zapier": "unknown"
  },
  "mcp": {
   "first_party": true,
   "third_party": [],
   "verdict": "official"
  },
  "rpa": {
   "drivability": "unknown",
   "notes": "No repeatable UI probe was run. Case work is documented on the Customer API and the hosted MCP server.\n",
   "ui_stack": [],
   "vendor_support": []
  },
  "sdk": {
   "exists": "unknown",
   "languages": [],
   "official": "unknown"
  }
 },
 "name": "Debitura",
 "platforms": [
  "web"
 ],
 "related": {
  "alternatives": [],
  "our_products": []
 },
 "schema_version": 1,
 "score_version": 1,
 "status": "active",
 "vendor": "Debitura LLC",
 "verdict": {
  "best_path": "api",
  "scores": {
   "api": 7,
   "cli": null,
   "computer_use": null,
   "integrations": null,
   "mcp": 7,
   "overall": 7,
   "rpa": null
  },
  "summary": "Debitura is automatable today through the Customer API and the vendor-hosted MCP server. This record is Debitura cross-border debt collection for a creditor account. It does not cover a local collection agency that only acts as a partner. The Customer API is at customer-api.debitura.com and authenticates with an API key in the XApiKey header. Debitura documents webhooks signed with X-Debitura-Signature. The hosted MCP server is https://mcp.debitura.com/mcp. Its README lists 16 tools, 13 read and 3 write, and accepts the same API key in XApiKey or as a bearer token. create_case tells the assistant to preview pricing and get an explicit confirmation. The connector page still says 14 tools. The README is the tool list used here. No official SDK or CLI page was opened. Connector catalogs were not opened. Computer-use viability is unassessed. API and MCP both score 7. API is the best path because the MCP server is a curated subset and leaves divisions, webhooks, and quote workflows to the Customer API or the web app.\n"
 }
}