{
 "categories": [
  "payments",
  "fintech"
 ],
 "deployment": "saas",
 "evidence": [
  {
   "date": "2026-09-08",
   "fact": "homepage",
   "note": "Adyen presents one platform for payments, data, and financial products, with a single API, 99.999% historical uptime, 150+ currencies, and 200+ local payment methods.",
   "source": "https://www.adyen.com/",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "platforms",
   "note": "Online payments docs state Adyen supports checkout on web, iOS, Android, React Native, or Flutter, plus Customer Area as the merchant dashboard.",
   "source": "https://docs.adyen.com/online-payments/",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "license",
   "note": "Adyen publishes commercial per-transaction pricing (fixed processing fee plus payment-method fee), with no setup or monthly fees and a minimum invoice by industry.",
   "source": "https://www.adyen.com/pricing",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "modalities.api.exists",
   "note": "Adyen API Explorer documents Payments APIs for online and in-person payments, payouts, and terminals, plus Platforms APIs for marketplaces, issuing, and transfers.",
   "source": "https://docs.adyen.com/api-explorer",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "modalities.api.kinds[0]",
   "note": "Checkout API v72 is an HTTPS JSON API at checkout-test.adyen.com/v72, with version suffixes in the URL and X-API-Key request headers.",
   "source": "https://docs.adyen.com/api-explorer/Checkout/latest/overview",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "modalities.api.auth[0]",
   "note": "API key authentication sends the key in an x-API-key HTTP request header. Keys are generated in Customer Area.",
   "source": "https://docs.adyen.com/development-resources/api-authentication",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "modalities.api.auth[1]",
   "note": "Basic authentication sends a Customer Area username and password as an Authorization: Basic header (base64 username:password).",
   "source": "https://docs.adyen.com/development-resources/api-authentication",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "modalities.api.coverage",
   "note": "The explorer covers online payments, recurring, webhooks, payouts, BIN, classic Payments, in-person terminals, Adyen for Platforms, issuing, and transfers as read/write HTTP APIs.",
   "source": "https://docs.adyen.com/api-explorer",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "modalities.api.docs",
   "note": "Adyen API Explorer is the public interactive reference for Payments and Platforms APIs, with authentication and versioning notes.",
   "source": "https://docs.adyen.com/api-explorer",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "modalities.sdk.exists",
   "note": "Adyen documents official server-side API libraries on Composer, Gradle, Maven, npm, NuGet, PyPI, and RubyGems, with generated models and a built-in HTTP client.",
   "source": "https://docs.adyen.com/development-resources/libraries",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "modalities.sdk.languages",
   "note": "The libraries page documents Java, PHP, C#, Node.js, Go, Python, and Ruby packages. Checkout API Explorer also lists Apex as beta, which is omitted here.",
   "source": "https://docs.adyen.com/development-resources/libraries",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "modalities.sdk.official",
   "note": "The page presents these packages as Adyen-provided server-side API libraries, not community wrappers.",
   "source": "https://docs.adyen.com/development-resources/libraries",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "modalities.mcp.first_party",
   "note": "Adyen documents a first-party MCP server so LLM clients can call Checkout API and Management API via function calling, installed as npx -y @adyen/mcp with an Adyen API key.",
   "source": "https://docs.adyen.com/development-resources/mcp-server",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "modalities.mcp.verdict",
   "note": "The MCP server is published on Adyen Docs with TEST and LIVE run commands, required API roles, and a link to the Adyen GitHub repository.",
   "source": "https://docs.adyen.com/development-resources/mcp-server",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "modalities.extensibility.scripting[0]",
   "note": "Official server libraries construct Checkout /payments requests with idempotency keys and a built-in HTTP client.",
   "source": "https://docs.adyen.com/development-resources/libraries",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "modalities.extensibility.scripting[1]",
   "note": "Adyen/adyen-openapi publishes OpenAPI 3.1.0 JSON and YAML definitions for every public Adyen API, used to generate libraries and Postman collections.",
   "source": "https://github.com/Adyen/adyen-openapi",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "modalities.extensibility.webhooks",
   "note": "Adyen pushes event-driven HTTP POST webhooks for payment status, disputes, reports, onboarding, and related events. Subscribers must acknowledge with 2xx.",
   "source": "https://docs.adyen.com/development-resources/webhooks",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "modalities.data_access.export[0]",
   "note": "Customer Area reports can generate on a schedule as CSV. A REPORT_AVAILABLE webhook supplies a download URL fetched with an API key or Basic auth.",
   "source": "https://docs.adyen.com/reporting/automatically-get-reports/",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "modalities.data_access.export[1]",
   "note": "Authenticated Checkout GET operations return JSON resources such as payment-session results and payment-link status.",
   "source": "https://docs.adyen.com/api-explorer/Checkout/latest/overview",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "modalities.data_access.import[0]",
   "note": "Checkout documents JSON POST, PATCH, and related write operations for sessions, payments, payment links, captures, refunds, and tokens.",
   "source": "https://docs.adyen.com/api-explorer/Checkout/latest/overview",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "modalities.rpa.ui_stack[0]",
   "note": "Customer Area is an online dashboard for payments, payouts, balances, and reports. No UI probe was run.",
   "source": "https://docs.adyen.com/account",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "modalities.agent_docs.llms_txt",
   "note": "docs.adyen.com/llms.txt is a real llms.txt index titled Adyen Docs, listing documentation pages grouped by product category, with a pointer to llms-full.txt.",
   "source": "https://docs.adyen.com/llms.txt",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "verdict.scores.api",
   "note": "The API surface is broad, versioned, sandboxed, read/write, webhook-enabled, OpenAPI-backed, and library-supported. Live prefix, role-scoped credentials, PCI, and financial side effects remain material controls, so the path is 8 rather than unusually complete 9-10.",
   "source": "https://docs.adyen.com/api-explorer",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "verdict.scores.mcp",
   "note": "The official @adyen/mcp server is maintained and useful for Checkout sessions, payment links, refunds/cancels, and Management reads/writes, but vendor docs and the GitHub README label it alpha and limit tools to Checkout API and Management API.",
   "source": "https://docs.adyen.com/development-resources/mcp-server",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "freshness.watch[0].url",
   "note": "Opened and verified as Adyen's current first-party MCP setup: Checkout and Management API coverage, API-key auth, npx -y @adyen/mcp TEST and LIVE commands, and required webservice roles.",
   "source": "https://docs.adyen.com/development-resources/mcp-server",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "freshness.watch[1].url",
   "note": "Opened the Adyen/adyen-mcp repository. README is titled Adyen MCP Server - Alpha, lists Checkout and Management tools, and documents npx @adyen/mcp. The repository is not archived; last push 2026-08-31.",
   "source": "https://github.com/Adyen/adyen-mcp",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "freshness.watch[2].url",
   "note": "Opened and verified as Adyen's current API authentication types page covering x-API-key and HTTP Basic.",
   "source": "https://docs.adyen.com/development-resources/api-authentication",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "freshness.watch[3].url",
   "note": "Opened and verified as Adyen's current API Explorer hub for Payments and Platforms APIs.",
   "source": "https://docs.adyen.com/api-explorer",
   "tier": "declared"
  },
  {
   "date": "2026-09-08",
   "fact": "freshness.watch[4].url",
   "note": "Opened and verified as Adyen's current agent documentation index at docs.adyen.com/llms.txt.",
   "source": "https://docs.adyen.com/llms.txt",
   "tier": "declared"
  }
 ],
 "freshness": {
  "last_verified": "2026-09-08",
  "volatility": "high",
  "watch": [
   {
    "type": "mcp",
    "url": "https://docs.adyen.com/development-resources/mcp-server"
   },
   {
    "type": "mcp",
    "url": "https://github.com/Adyen/adyen-mcp"
   },
   {
    "type": "docs",
    "url": "https://docs.adyen.com/development-resources/api-authentication"
   },
   {
    "type": "docs",
    "url": "https://docs.adyen.com/api-explorer"
   },
   {
    "type": "docs",
    "url": "https://docs.adyen.com/llms.txt"
   }
  ]
 },
 "homepage": "https://www.adyen.com/",
 "id": "adyen",
 "license": "commercial",
 "modalities": {
  "agent_docs": {
   "llms_txt": true
  },
  "api": {
   "auth": [
    "api-key",
    "basic"
   ],
   "coverage": "full",
   "docs": "https://docs.adyen.com/api-explorer",
   "exists": true,
   "kinds": [
    "rest"
   ]
  },
  "cli": {
   "exists": "unknown"
  },
  "computer_use": {
   "issues": [],
   "viability": "unknown"
  },
  "data_access": {
   "export": [
    "csv",
    "api-json"
   ],
   "import": [
    "api-json"
   ]
  },
  "extensibility": {
   "scripting": [
    "server-libraries",
    "openapi"
   ],
   "webhooks": true
  },
  "integrations": {
   "make": "unknown",
   "n8n": "unknown",
   "power_automate": "unknown",
   "zapier": "unknown"
  },
  "mcp": {
   "first_party": true,
   "third_party": [],
   "verdict": "official"
  },
  "rpa": {
   "drivability": "unknown",
   "notes": "No repeatable UI probe was run. Adyen's Checkout and Management APIs, official server libraries, OpenAPI specifications, HMAC-signed webhooks, CSV report download, and first-party MCP server cover payment and account automation without driving Customer Area.\n",
   "ui_stack": [
    "web-dom"
   ],
   "vendor_support": []
  },
  "sdk": {
   "exists": true,
   "languages": [
    "java",
    "php",
    "csharp",
    "javascript",
    "go",
    "python",
    "ruby"
   ],
   "official": true
  }
 },
 "name": "Adyen",
 "platforms": [
  "web",
  "ios",
  "android"
 ],
 "related": {
  "alternatives": [
   "stripe",
   "paypal",
   "square"
  ],
  "our_products": []
 },
 "schema_version": 1,
 "score_version": 1,
 "status": "active",
 "vendor": "Adyen",
 "verdict": {
  "best_path": "api",
  "scores": {
   "api": 8,
   "cli": null,
   "computer_use": null,
   "integrations": null,
   "mcp": 7,
   "overall": 8,
   "rpa": null
  },
  "summary": "Adyen is automatable today through its documented HTTPS APIs. Checkout API v72 at https://checkout-test.adyen.com/v72 initiates and authorises online payments, including sessions, payment methods, payment links, captures, refunds, and stored-payment tokens. Management API v3 at https://management-test.adyen.com/v3 configures company and merchant accounts, stores, terminals, webhooks, users, and API credentials. The API Explorer also lists payouts, classic Payments, in-person/terminal operations, Adyen for Platforms, issuing, and transfers. Each request authenticates with an API key in the x-API-key header or HTTP Basic credentials generated in Customer Area. Live Checkout URLs require a company-specific prefix from the live Customer Area. Official server libraries exist for Java, PHP, .NET, Node.js, Go, Python, and Ruby. Adyen publishes OpenAPI specifications and HMAC-signed HTTPS webhooks (JSON, HTTP POST, or SOAP delivery). Scheduled reports download as CSV over authenticated GET. The first-party MCP server is documented as alpha: npx -y @adyen/mcp with an API key, covering Checkout API and Management API tools only. Live MCP also needs the live URL prefix. Production use requires an Adyen merchant account, role-scoped API credentials, and PCI-aware handling of money-moving operations. Zapier, Make, Power Automate, and n8n catalogs were not opened. A general-purpose Adyen CLI was not established. Computer-use viability is unassessed. API scores 8 and is the best path because MCP remains alpha and limited to two API families.\n"
 }
}